The Company is a technology company that does not provide financial services and is not a financial services provider. These financial services are provided by other third party financial services providers and the final decision belongs to You in whether to accept their offer of financial services. The service of the Company is to link You with such third party financial services providers but it does not and is not intended to provide financial services or any action that can be construed in any way as an act of a financial services provider. The Company is not responsible or liable for the acts and/or omissions of any third party financial services provider and/or any financial services provided to You.
The Company is a technology consulting company that supports financial service brokers in comparing the prices of various general financial service and banking products in Singapore offered to their customers in Singapore. The Company works with third party financial service companies, financial service brokers, financial service agents, financial institutions and/or other financial services product intermediaries in Singapore who provide us with their product specifications, prices and any other relevant data to support the efforts of financial service brokers (each a “Financial Services Provider”, and collectively, the “Financial Service Providers”).
When You use our Application or Software to study and understand the different financial service and banking products made available, You may be invited to provide certain Personal Data (as defined in our Privacy Notice) and other relevant data. When You submit these Personal Data and other relevant data, Your Personal Data shall be disclosed and forwarded to a Financial Service Provider who will contact You and seek Your permission to assist You in the understanding and application of such financial service and banking products. We are not involved in any discussions and negotiations between You and the Financial Services Provider or in the placement or purchase of any financial service product or service.
The Company renders services through the use of its Application and Software at no charge to the user. The Company’s main source of revenue is from fees received from Financial Service Providers when they have successfully assisted You in obtaining a financial service or banking product from the Financial Service Provider.
The information provided through our Application and Software that is related to any product or service provided by the Financial Service Providers is based on information and data we obtain from the Financial Service Providers and any information You have input into the Application and/or Software. You acknowledge and warrant that the information You provide is true, complete and accurate. The Company shall not be responsible to You in any way if You furnish us with information that is not true, not complete and/or not accurate.
When You decide to purchase a product or service from a Financial Services Provider, You are entering into an agreement with the Financial Services Provider, and not with the Company. Subsequently, the Company does not bear any responsibility or liability for the purchase, the suitability or quality of the product or services or the agreement that You enter into with the Financial Services Provider.
You may only access the Service using authorized means. The Company is not liable if You do not have a compatible device or if You have downloaded the wrong version of the Software to Your device. The Company reserves the right not to permit You to use the Service should You use the Application and/or the Software with an incompatible or unauthorized device or for purposes other than the purposes for which the Software and/or the Application is intended to be used.
By using the Software or the Application, You agree that:
You agree and consent to the Company, its subsidiaries, its associates, and any of its affiliate companies collecting, using, processing and disclosing Your Personal Data, in accordance with our Privacy Notice, to:
Please read our Privacy Notice for more information. Please also note that the terms of our Privacy Notice form an integral part of our relationship with You.
Except as otherwise expressly stated herein, the copyright and all other intellectual property in the contents of our website (including, but not limited to, all design, text, sound recordings, images or links) (collectively, “Content”) are the property of the Company and/or our subsidiaries and/or affiliated entities. As such, they may not be reproduced, published, broadcast, stored, adapted, distributed, displayed, licensed, altered, or otherwise used in whole or in part in any manner, unless with the prior written consent of Niiu Capital. Save and except with Niiu Capital’s prior written consent, You may not “mirror”, frame or otherwise use this website, any part thereof, or any information or materials contained in this website on any other server, website or webpage.
All trade marks and logos used in this website are the property of Niiu Capital and/or the respective third party proprietors identified in this website. No licence or right is granted to You, and Your access to this website and/or use of the online services should not be construed as a grant, by implication, estoppel or otherwise, of any license or right to use, in any manner, any trade marks or logos appearing on the website, unless with the prior written consent of Niiu Capital or the relevant third party proprietor.
The Application and Software are provided “as is” and on an “as available” basis. We give no warranty that the Service will be free of defects and / or faults. To the maximum extent permitted by the law, we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.
No Content in the Website shall constitute financial, legal or risk assessment advice on which You should rely. It is provided for general information purposes only. You should always seek independent professional or specialist advice before participating in any transaction, whether as a borrower or investor.
We make no representation, warranty, or guarantee that the Website will meet Your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all software and hardware, or that it will be secure.
Whilst We make reasonable efforts to ensure that the Content on the Website is complete, accurate, and up-to-date, We do not make any representations, warranties or guarantees (whether express or implied) that the Content is complete, accurate, or up-to-date.
Whilst We take all reasonable steps to ensure that the Website is secure and free from viruses and other malware, We do not guarantee that the Website is secure or free from viruses or other malware and will not accept any liability in this regard. You are responsible for protecting Your hardware, software, data and other material from viruses, malware, and other internet security risks.
To the fullest extent permissible by law, except arising out of the Company’s negligence, we shall not be liable to any User for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) the Website or the use of or reliance upon any Content included on the Website.
We shall not be liable for any loss of profits, sales, business or revenue; loss of business opportunity, goodwill or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage even if We have been advised of the possibility of such damage.
We shall not accept any liability arising out of any disruption or non-availability of the Website due to external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, natural events, acts of war, acts of god or legal restrictions and censorship.
We shall not be in breach of this Agreement, nor be liable for any failure or delay in the performance of any other obligations under this Agreement arising from or attributable to acts, events, omissions, accidents beyond its reasonable control, including but not limited to any of the following:
You irrevocably agree to indemnify and hold us harmless for any claims, liabilities, losses, claims, damages and expenses (including reasonable legal fees) arising from or in relation to (i) Your use or misuse of our Application or Software; (ii) Your breach of any of the provisions of these terms; (iii) Your infringement of any of our intellectual property rights including the Content or (iv) any third parties claims against us arising from or in relation to the aforementioned events under (i), (ii) or (iii).
We shall not be liable to You for such suspension or termination. If Your account is terminated or cancelled for any reason whatsoever, You shall not be entitled to any compensation whatsoever. For the avoidance of doubt, the suspension or termination shall not prejudice Our rights against You for the breach of these terms, for any amounts due or other obligations accrued prior to such suspension or termination. This Clause shall survive the termination of this Agreement.
A person who is not a party to this Agreement shall not have or acquire any right to enforce any term of this Agreement (including, but not limited to, any right to enforce or have the benefit of any exclusion or limitation of liability contained in this Agreement) under the Contract (Right of Third Parties) Act, Chapter 53B of Singapore. This Clause shall override any other Clause in this Agreement that is or may be inconsistent with it.
Suntec Tower Three, Level 42, 8 Temasek Blvd, Niiu Capital, Singapore 038988